Management & Technology Consulting
Who we are
Most transformation programmes fail quietly — in the gap between a strategy deck and a release branch.
Expertise
We are deliberately structured so that advice and delivery are never separate contracts. Most engagements draw on three or four of these at once.
Strategy, operating-model design, target-state architecture and the business case that gets a programme funded — and kept funded through its second year.
Explore Consulting & StrategyCore platform replacement, cloud migration, API and integration estates — plus the engineering practice that keeps them maintainable after we leave.
Explore Technology & PlatformsData products, governed model lifecycles and applied AI in underwriting, servicing and surveillance — with model risk handled from day one, not retrofitted.
Explore Data & AICustomer journeys rebuilt end to end — onboarding, servicing, collections — measured on conversion and cost to serve, not screens shipped.
Explore Digital TransformationPrudential and conduct change, financial-crime effectiveness, operational resilience and remediation delivered under live supervisory timelines.
Explore Risk & ComplianceIndustries
Financial services is not one market. Each of these businesses carries its own economics, supervisors and failure modes — so each has its own MJK practice.
Retail, commercial and private banking — cores, lending, deposits and the migration path between them.
Underwriting modernisation, claims automation and policy administration replacement.
Advice platforms, custody, onboarding and the fee pressure reshaping the front office.
Post-trade, T+1 settlement, collateral and the surveillance estate around them.
Perspectives
Research and practitioner views from the teams doing the work. Published in full — no gated summaries.
Where AI genuinely improves banking customer experience, the data and governance it depends on, and how to measure outcomes beyond deflection.
Cover sold inside the car or home purchase converts well, but only the right model, APIs and conduct controls make it last.
Fraud now targets customers' judgement, not just bank controls. How to rebuild detection, governance and operations for real-time payments.
From AI assistants and real-time payments to passkeys and modular architecture, the seven trends redefining the mobile banking app, and where to start.
Operational cost hides in exceptions and documents. Here is how to apply AI there, with redesigned processes, strong controls and measurable results.
What AI-native core banking should mean beyond the marketing, the architecture behind it, and how to choose a migration path.
Get in touch
Book a 30-minute conversation with a partner in your sector. Choose a time that suits you — the invite lands in your calendar straight away.
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